How much money will I receive?

In 2026, with Care Level 2, you will receive a monthly care allowance of 347 euros if relatives provide the care. If you use a professional care service instead, you are entitled to 796 euros in benefits in kind. In addition, there is a monthly relief amount of 131 euros for household help or everyday support, as well as subsidies for care aids and home modifications.

Do I have to use a professional care service?

No, you can organize the care entirely privately through relatives or friends. In this case, however, a semi-annual counseling visit (§ 37.3 SGB XI) by a care service is mandatory if care allowance is being received.

What should I do if the application is rejected?

You can file a written objection within one month against a rejection notice. To do this, request the assessment report from the Medical Service and, if possible, add a detailed justification, medical documents, or a care diary.

Yes, being in need of care does not exclude employment. What matters for the care level is not the ability to work, but the impairment of independence in everyday life.

Is Care Level 2 possible retroactively?

Benefits are paid at the earliest from the month in which the application is submitted. Retroactive effect to a time before the application is generally not provided for by law.

How do I apply for Care Level 2?

To apply for Care Level 2, you must submit an application to the long-term care insurance fund. This is followed by an assessment by the Medical Service of the health insurance funds or, for privately insured persons, by Medicproof.

What are the financial benefits of Care Level 2?

Care Level 2 entitles you to care allowance or care benefits in kind. In addition, the relief amount, subsidies for care aids, home environment improvement measures, and other support services can be used.

What are the differences between care allowance and benefits in kind?

Care allowance is paid directly to you if the care is organized privately. Benefits in kind are paid to an outpatient care service or care facility to finance professional care. Both options can be combined.

Who decides on the care level?

The long-term care insurance fund decides on the care level based on an assessment by the Medical Service or a comparable assessment service.

What happens if my application for Care Level 2 is rejected?

If the application is rejected, you can file an objection within one month. Additional medical documents or another expert opinion may help to have the decision reviewed.

Care level 2 in Germany – requirements, benefits & funding 2026

About the author

Nora Peneder, Founder & CEO of noracares

The content in the noracares blog is created by the content team and editorially reviewed by Nora Peneder. noracares connects people looking for care and qualified caregivers in Austria with an intelligent matching system.

Reviewed by the noracares expert team – care educators & HR experts.

More about Nora & noracares

Your father is forgetting to eat more and more often, your mother is struggling with the stairs – small changes that cause great worry. Care level 2 helps make everyday life manageable despite limitations – with financial aid, professional care, and relief for family members. Find out what benefits your loved ones are entitled to and how to submit the application. Because good care begins with the right information.

A friendly caregiver in blue work clothes hugs an elderly man in a wheelchair. They are both smiling in a modern living room.

It is a gradual process: A loved one is increasingly having difficulty managing tasks alone. What initially were only small things gradually becomes a daily necessity. Perhaps you are worried because your father is forgetting to eat more and more often or your mother can barely manage climbing the stairs anymore. You want your loved ones to be well cared for – but what are you actually entitled to?

If the term care level 2 has come up for you or someone close to you, many questions usually arise immediately:

What exactly am I entitled to?
How much money will I receive (as of 2026)?
How do I apply for the care level correctly?
What happens during the assessor’s appointment?

Care level 2 offers the necessary financial and practical support to make everyday life as independent as possible despite limitations. In this article, you will find everything explained clearly – including the current amounts, realistic case examples, and an exclusive checklist for the assessment. This way, you can make sure your loved ones receive the care they deserve.

Do you need support in everyday life right away? Care level 2 is often the point at which family members need outside help. Discover experienced caregivers at noracares who will lovingly support your father or mother – entirely without agency fees.

Discover support at noracares now

What is care level 2?

Care level 2 is the first step toward support when everyday life increasingly becomes a challenge. You or your relative needs help with tasks that used to be taken for granted – whether getting dressed, eating, or personal hygiene.

Although these activities can no longer be managed entirely alone, a lot of independence is still preserved. Care level 2 means that the person concerned does not need around-the-clock care, but regular support is necessary for a self-determined life.

This care level makes it possible to use the help needed, such as outpatient care or support in the household, in order to maintain quality of life. The goal is to support those affected as much as possible so that they can remain in their familiar environment and continue to feel safe and well cared for.

Where does your loved one stand? Care level 2 in direct comparison

So that you can better assess whether care level 2 is suitable for your situation, it helps to look at the neighboring levels. The Medical Service makes the decision using a points system (0 to 100 points). The higher the score, the more support you receive.

Comparison table: Care level 1 to 3

Care levels at a glance

Care level	Points	Briefly explained	Your focus
Care level 1	12.5 to < 27	Minor impairment: Your loved one needs only a little help (e.g. advice, household support).	Hardly any cash benefits, mainly subsidies.
Care level 2	27 to < 47.5	Significant impairment: Help with dressing, eating, or personal hygiene is regularly necessary.	From this level onward, there is monthly care allowance!
Care level 3	47.5 to < 70	Severe impairment: Your loved one can hardly manage tasks alone anymore and needs a great deal of support.	Significantly higher financial resources.

The crucial difference for you

While your loved one with care level 1 only needs minor assistance in everyday life, care level 2 marks an important threshold: From this point on, the care insurance fund recognizes that you or a care service must actively intervene in basic care (personal hygiene, nutrition, mobility). Only from this level onward are you entitled to the monthly care allowance, which is paid directly to you.

If you notice that your mother’s or father’s limitations are so severe that they can hardly do anything at all on their own, care level 3 may already apply.

Requirements for care level 2

Colorful wooden blocks with the word ‘TIPS’ on a wooden surface – symbolize advice or helpful hints.

When everyday life becomes increasingly challenging and activities such as getting dressed, preparing meals, or personal hygiene become more difficult, regular support is necessary. To determine the care level, the Medical Service of the Health Insurance (MDK) evaluates the need for support using a points system. The following areas are decisive:

Mobility: Can the person move independently or are aids and support necessary?
Cognitive and communicative abilities: Is there an impairment in orientation or language comprehension?
Behavioral patterns and psychological problems: Are there problems such as anxiety or restlessness that make everyday life more difficult?
Self-care: Is independent eating, drinking, and personal hygiene still possible?
Coping with and managing illness- or therapy-related demands: Is help or reminders needed for taking medication or following medical instructions?
Structuring everyday life and social contacts: Can the person still plan their daily routine independently and maintain social contacts?

This points system looks as follows:

German infographic titled “The 6 modules of the assessment (NBA) at a glance.” It shows six evaluation modules for classifying care needs with percentage weighting and symbols. The modules are: 1) Mobility (10%) with walking, climbing stairs, sitting and getting up in bed; 2 and 3) Cognition & behavior (15%) with orientation, memory, fears and restlessness; 4) Self-care (40%) with washing, eating, drinking and using the toilet; 5) Coping with illness (20%) with taking medication, changing dressings and doctor visits; and 6) Everyday life (15%) with planning the daily routine, maintaining contacts and hobbies. A note highlights self-care as the most important module. At the bottom it says: “Overall: at least 27 points for care level 2.

In the past, the need for care was measured in minutes. Today, your independence is what counts. That means: It is not about how long your help takes, but how often and how intensively you need support to manage your everyday life.

Your goal for care level 2: At the end, the total of all weighted modules must be between 27 and under 47.5 points.

Typical limitations for care level 2

Mr. Frankin was always an active man. Every morning he prepared his breakfast, buttoned his shirt with practiced movements, and walked to the bakery. But lately he needs a little longer to get up from the chair, his hands tremble slightly, and the buttons no longer close so easily. Writing has also become difficult for him – the pen slips from his fingers.

Sometimes he forgets where he put his glasses, or only realizes late that he overlooked an appointment. Despite these limitations, he can still do many things himself – with the support of care level 2, he maintains his independence and his familiar everyday life as well as possible.

Case examples – Who gets care level 2?

Theory is good, but what does everyday life with care level 2 really look like? Here are three typical situations in which the 27-point threshold is usually reached. Do you recognize your loved one here?

Example 1: Physical limitations (The classic case)

Mrs. Meyer (82 years old) lives alone. Due to severe osteoarthritis in her knees and trembling hands, she needs help getting in and out of the shower and putting on compression stockings. Preparing meals is difficult for her because she cannot stand for long.

Focus: Mobility and self-care.
Assessment: Care level 2 is often reached here because daily basic care is no longer safe without help.

Example 2: Early-stage dementia (Cognitive focus)

Mr. Schmidt (75 years old) is still physically quite fit, but increasingly forgets to eat or to take his heart medication. He sometimes no longer finds his way in his neighborhood and at times seems very restless or anxious.

Focus: Cognitive abilities and structuring everyday life.
Assessment: Even without major physical ailments, the loss of orientation and the need for structure often lead directly to care level 2.

Example 3: Combination of illness and mental health

Mrs. Wagner (68 years old) suffers from severe anxiety after a serious fall and is afraid to leave the apartment. In addition, she has to measure her blood sugar several times a day and inject insulin, for which she needs support because of impaired vision.

Focus: Coping with illness-related demands and psychological problems.
Assessment: The combination of medical treatment care and psychological stress justifies the classification here.

Care level 2 for specific illnesses: pulmonary fibrosis, COPD, dementia & more.

There is often uncertainty: “Will I get a care level solely because of my diagnosis?” The answer is: It is not the illness itself that matters, but how much it restricts your independence. Nevertheless, there are typical conditions that occur particularly often with care level 2.

An elderly woman with a walking aid and a caregiver are walking through a park in autumn. They are smiling and talking while the caregiver supportively places a hand on the elderly woman's shoulder. In the background, trees with autumn leaves and a sunlit path can be seen.

Care level for pulmonary fibrosis and COPD

In chronic lung diseases such as pulmonary fibrosis or COPD (usually from GOLD stage III/IV), it is often the shortness of breath with even the slightest exertion that makes the difference.

Mobility: Just climbing stairs or walking short distances in the apartment leads to shortness of breath.
Self-care: Washing and getting dressed become exhausting tasks that require breaks or help.
Therapy management: The correct use of inhalers or managing long-term oxygen therapy (LTOT) often requires support or supervision by relatives.

Care level for dementia (early stage)

With dementia, it is not physical frailty that is in the foreground, but cognitive impairment. Anyone who is physically fit but forgets to drink, leaves the stove on, or gets lost in their own neighborhood often meets the criteria for care level 2. Here, you score points in the MDK appointment primarily in the modules “Cognitive abilities” and “Organization of everyday life.”

Special case: rare or chronic conditions (e.g. celiac disease)

Requests such as “care level for celiac disease” show how complex everyday life can be. A dietary requirement alone usually does not qualify for a care level. However, if children or seniors require constant supervision with nutrition and extensive support in the household due to accompanying illnesses (such as severe deficiency symptoms or psychological consequences), this can, in combination with other impairments, lead to a classification.

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Tip: For illnesses such as pulmonary fibrosis, document exactly how many minutes your relative needs for daily walking routes and how often breaks must be taken due to shortness of breath. These details are worth their weight in gold for the assessor.

Benefits at a glance: What support is available with care level 2?

Care level 2 offers both financial and practical support so that those affected, like Mr. Frankin, can lead as self-determined a life as possible despite their limitations. The care insurance fund covers various costs depending on whether care takes place at home or temporarily in a facility:

Benefits at a glance

Benefit	Amount / entitlement (2026)	Purpose of the support
Care allowance	€347 / month	Freely available for caring relatives or friends.
Benefits in kind for care	€796 / month	Budget for professional help from outpatient care services.
Relief amount	€131 / month	Reimbursement for domestic help, shopping, or everyday assistance.
NEW: Relief budget	€3,539 / year	Flexible budget for short-term care & respite care.
Day & night care	€721 / month	Partially inpatient care (also possible in addition to care allowance).
Full inpatient care	€805 / month	Monthly subsidy for permanent care in a nursing home.
Living environment	up to €4,180	One-time subsidy for accessibility (e.g. bathroom conversion).
Care aids	€42 / month	Flat-rate allowance for masks, gloves, bed pads, etc.
Home emergency call	€25.50 / month	Monthly subsidy for renting an emergency call system.

The professional lever: the combined benefit

German graphic titled “The Combination Calculator (Budget Logic).” Below it says: “This leaves money for your relief.” In the center, a bar shows on the left “50%” in green with the note “Care service (50%) occupied” and on the right “Still 50% entitlement to your care allowance (€173.50).” Next to it on the right is a drawn caregiver with a clock. At the bottom there is a green box with the text: “Your budget for heartfelt support.”

Many people do not know this: You do not have to choose between the care service and the private care allowance! You can combine both benefits flexibly.

The rule of thumb: The less budget you use for the care service (benefits in kind), the more percent of the care allowance will be paid out to you in cash.

Example calculation for care level 2 (as of 2026):

Step 1: You use a care service for morning basic care. This uses exactly 50 percent of your benefits-in-kind budget (approx. €398 of €796).
Step 2: This means you still have an entitlement to 50 percent of the care allowance.
Your cash bonus: The care insurance fund transfers an additional €173.50 in cash (50 percent of the €347 care allowance) to your account.

Use this cash amount wisely! While the care service covers the medical basics, you can use the remaining care allowance to finance private relief through noracares. This way, you can ensure your loved ones receive warm-hearted care in the afternoon while you enjoy a well-deserved break.

Use your care allowance for heartfelt care

With the combined benefit, you secure the medical basics and still have budget left for what matters most: time and attention. Find the right support on noracares that is there exactly when you need a break.

Care allowance – financial support for home care

If a family member or a trusted person takes over the care, the care insurance fund pays a monthly care allowance of €347. This money can be used freely to support private care—whether as recognition for caring relatives or to finance additional help.

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You can find out exactly how the Medical Service calculates the hours for your notice in our guide to care allowance hourly expenditure.

Benefits in kind for care – professional support through a care service

German infographic titled “Your Financial Check 2026 (Money vs. Benefits in Kind).” Below it says: “Your monthly budget with care level 2.” On the left is a green box with “€347 care allowance (for you to use freely).” On the right is a larger light blue box with “€796 benefits in kind for care (for professional help).” Next to it is a drawn caregiver holding a device in hand. At the bottom, a blue arrow points downward to the text: “Find out how to combine both smartly.”

For people with care level 2, up to €796 per month is available for an outpatient care service. The professionals help, among other things, with personal hygiene, getting dressed, mobilization, or eating. This benefit can be individually tailored to needs and is ideal if relatives cannot take on all care tasks or need relief.

Relief amount – additional help in everyday life

For support in everyday life, €131 per month can be used, for example for domestic help, shopping assistance, or care services. Everyday companions who provide time for conversation or joint walks can also be financed with this. The amount is not paid out, but used directly for approved services.

Good to know: Unused budget does not expire immediately at the end of the month, but can be accumulated within a calendar year.

Short-term care and respite care – temporary inpatient care

Anyone caring for a relative needs time to breathe—whether for their own vacation, illness, or important appointments. From 2026 onward, you will no longer be held back by separate pots: the Joint Relief Budget combines the benefits for short-term care and respite care into a flexible total amount of €3,539 per calendar year.

You can use this budget entirely according to your needs:

Respite care: To finance a replacement caregiver (e.g. through a service like noracares or acquaintances) when the main caregiver at home needs to be replaced.
Short-term care: For temporary, full inpatient accommodation in a care facility (e.g. after a hospital stay or to cope with a crisis).

The great advantage: You no longer have to submit complicated conversion applications. The budget is available to you as a fixed pool so you can effectively relieve the caregiver and ensure the care of your loved ones at all times.

Day and night care – care outside your own home

Not every person in need of care can or wants to be cared for at home around the clock. Day and night care offers hourly supervision in a specialized facility, for example during the day while relatives are working, or at night when additional support is needed.

For this purpose, with care level 2 €721 per month is available. The special thing is: You can use this benefit in addition to your full care allowance or your benefits in kind without these being reduced. This enables professional daytime care while you, as a relative, go about your work or recharge your batteries.

Home environment improvement measures – subsidies for an accessible home

Small renovation measures are often necessary to make everyday life safer and more comfortable. The care insurance fund contributes up to €4,180 per measure to improvements such as:

Installation of grab rails in the bathroom
Installation of a stairlift
Conversion of the shower into an accessible version
Lowering door thresholds for better mobility with a walker or wheelchair

This support ensures that people with care level 2 can live in their own home for as long as possible—with exactly the help they need.

Step-by-step guide to applying for care level 2

The path to a care level can seem challenging, but with the right preparation, the application is manageable. Here you can find out which steps are necessary to apply for care level 2 and what rights you have.

Step 1: Prepare documents

Before you submit the application, it is worth collecting and preparing all important documents. These include:

Medical findings and diagnoses, that document the need for care
Medication plan, if medication is taken regularly
Care log, in which you document over several days which activities require support
Powers of attorney, if another person is to submit the application

Step 2: Request an assessment

The application for a care level is submitted to the care insurance fund that is linked to the health insurance company. This can be done in writing, by phone, or online. After the application is submitted, the care insurance fund commissions the Medical Service (MDK) (for those with statutory insurance) or Medicproof (for those with private insurance) to carry out an assessment.

Free checklist: How to prepare perfectly for the MDK visit

Step 3: What to expect during the MDK visit

German infographic titled “The 6-module points system”. Below it says: “How your points are collected (goal: 27 to 47.5 points)”. In the center is a green circle with “Self-care”, surrounded by five additional green circles: “Mobility”, “Cognitive & communication skills”, “Behaviors & psychological problems”, “Managing illness-related requirements” and “Shaping everyday life”. At the bottom left there is a drawn caregiver. Next to it, in a speech bubble, it says: “Nora explains: This is your path to a care level!”

The assessor visits the person in need of care at home (or in the nursing home). During the visit, it is checked in which areas support is needed. Six areas of life are assessed:

Mobility: How well can the person move around?
Cognitive and communication skills: Are there orientation or memory problems?
Behaviors and psychological problems: Are there fears or restlessness?
Self-care: How independently do personal hygiene, eating, and dressing work?
Managing illness-related requirements: How well are medications taken or therapies followed?
Everyday life and social contacts: Can the person still participate in social life?

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Nora’s tip: It is helpful if relatives or caregivers are present at the appointment to provide additional information.

Step 4: Processing of the application by the care insurance fund

After the assessment, the MDK or Medicproof sends its expert report to the care insurance fund. The fund reviews the recommendation and makes the final decision about the care level.

The processing time is a maximum of 25 working days. In urgent cases, for example after a hospital stay, the decision may be made more quickly.

Step 5: Result of the application – receiving the care level notice

As soon as the care insurance fund has made a decision, you will receive a written notice containing the following:

The assigned care level (e.g. care level 2)
A list of the points determined in the six assessment areas
The approved benefits (e.g. care allowance, in-kind care benefits)

Keep the notice safe, as it is important for later applications or appeals.

Step 6: File an appeal if the application is rejected

If you do not agree with the decision or if too low a care level was approved, you can file an appeal within one month. The following help with this:

A detailed justification, why the care level is not sufficient
Additional medical certificates or care assessments
A new assessment by the MDK or Medicproof

Step 7: Apply for and use care benefits

As soon as care level 2 has been approved, you can apply for the appropriate benefits:

Care allowance, if relatives provide the care
In-kind care benefits, if an outpatient care service is to provide support
Relief amount, to relieve caregiving relatives
Short-term care, if temporary inpatient care is necessary
Respite care, if the caregiver is temporarily unavailable
Day and night care, to provide support during certain times of the day
Home environment improvement measures, such as installing a stairlift

The care insurance fund will advise you on your options so that you receive the best possible support.

Does care level 2 remain in place permanently?

Many affected people and relatives ask themselves: “Do we have to submit the application again every year?” The good news first: An approved care level is generally valid indefinitely. Nevertheless, there are situations in which the care insurance fund takes another close look.

A young caregiver in white work clothing with a stethoscope speaks with an older couple in a home setting. She is holding a document in her hand and explaining the contents with a friendly smile. The older woman is holding a cup of coffee, while the older man gestures. The scene conveys professional and compassionate care advice in a relaxed atmosphere.

Is care level 2 reviewed regularly?

Yes, that can happen. The care insurance fund can order a repeat assessment. This usually happens if the assessor noted during the initial review that an improvement in health (e.g. after rehabilitation or surgery) is likely.

Important: In this case, you will receive timely mail from the Medical Service (MDK).

Can the care level be withdrawn again?

A care level can theoretically be downgraded or completely withdrawn if the health condition improves significantly and permanently. In practice, however, this is rare for care level 2, as chronic limitations in old age tend to remain stable or increase.

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Tip: If a downgrade is threatened, you also have the right to file an appeal here.

When is an upgrade worthwhile?

The need for care is dynamic. If you notice that the help provided under care level 2 is no longer sufficient (e.g. because disorientation is increasing or physical strength continues to decline), you can apply for an upgrade at any time.

A new assessment will then take place.
If the person reaches 47.5 points or more in the points system, they will be classified as care level 3.

What happens if the condition improves?

If the condition improves through successful therapies to the point that less help is needed, you are theoretically obliged to inform the care insurance fund. However, this usually happens as part of the repeat assessment mentioned above. The goal of care insurance is always to promote independence for as long as possible – so an improvement is actually a success, even if benefits might decrease as a result.

Find the right caregiver with noracares

Screenshot of the Noracares website, which simplifies the process of finding a trustworthy caregiver or starting a job in care.

noracares offers a simple and reliable solution for finding the right caregiver for every need. The platform connects you with qualified and experienced caregivers and ensures a fast, transparent placement process. You also benefit from plenty of advantages:

Individual care: On noracares, you will find a caregiver who truly suits you and your family. From support with everyday tasks to emotional care – with us, you will find the right care for every need.
Fast and easy placement: The process is straightforward: you simply sign up with noracares and, with the help of our intelligent matching system, you will be presented with several suitable caregivers within a very short time.
Personal introduction: Unlike agencies, noracares allows you to choose a person specifically. You decide which caregiver you trust and whom you let into your life. Contact potential candidates in advance and speak with him or her personally via video chat.
Transparency: Thanks to clear information about the caregivers’ qualifications, you can make an informed decision, which gives you trust and, above all, security. You also will not face any unexpected costs or placement fees.

With noracares, Mr. Frankin quickly found the right caregiver, who looks after his well-being with heart and expertise. And this can work for you too – register now and find reliable care for your family.

Graphic of Nurse Nora with a stethoscope around her neck and the text 'Nora’s conclusion' on a green banner. Closing remark or summary in the healthcare field.

Recognition of care level 2 can be the moment for you and your relatives when you experience more security and support again. It is the first step in getting the help that is needed – without losing control over your own life. It is not the loss of independence, but the beginning of a phase in which the affected person receives exactly the support he or she needs in order to continue managing everyday life well and maintain quality of life.

Thanks to this support, Mr. Frankin has really blossomed again. Step by step, he can cope with life’s challenges with more joy and less burden. The first step was especially difficult: admitting that he needs help. We know how challenging this step can be and that many people struggle with it.

We also know how important it is in this situation to continue shaping everyday life as independently as possible. That is why it is so crucial to give people the security they need – through caregivers they can trust and who understand their individual needs.

For the family too, this means noticeable relief and the reassuring knowledge that their loved ones are in good hands. Care level 2 ensures that quality of life is maintained and that everyone involved finds some relief – without losing sight of the affected person’s dignity and respect.

Let’s take this step together. Sign up with noracares today and find the support that truly suits you and your family!

Assessment – A home visit by the Medical Service (MDK) or Medicproof, during which the care needs are assessed on the basis of six areas of life and the care level is determined.
Relief amount – A monthly amount of 131 euros (2026), which can be used for recognized support services such as domestic help, accompanied shopping, or everyday support. It is not paid out in cash, but settled directly with the provider.
Relief budget (shared) – From 2026, short-term care and respite care will be combined into a shared flexible annual budget of 3,539 euros. It can be used freely for both types of benefits.
Short-term care – Temporary full inpatient care in a nursing facility, for example after a hospital stay or in crisis situations.
Medicproof – The assessment service for privately insured persons which, like the MDK for those with statutory insurance, determines the care level through a home visit.
MDK (Medical Service of Health Insurance) – The independent assessment body of statutory health insurance, which determines the care level through a home visit to the person in need of care.
Care allowance – A monthly cash benefit from the nursing care insurance fund (2026: 347 euros for care level 2), which can be used freely if relatives or close persons provide the care.
Care aids – Consumable materials such as gloves, disposable masks, or bed underlays, for which up to 42 euros per month are reimbursed by the nursing care insurance fund.
Care benefits in kind – Benefits from the nursing care insurance fund (2026: up to 796 euros per month for care level 2), which are paid directly to an outpatient care service in order to finance professional care at home.
Care diary – A written record of the daily support needs, which serves as important evidence for the scoring during the MDK appointment.
Day and night care – Part-time inpatient care in a nursing facility during certain times of day (e.g. during the day when relatives are working). For care level 2, 721 euros per month are available for this, in addition to the care allowance.
Respite care – Replacement care by another person or a service if the regular caregiver is temporarily unavailable (e.g. due to vacation or illness). From 2026, part of the shared relief budget.
Objection – The right of the person in need of care or their relatives to take written action against the decision of the nursing care insurance fund within one month of receiving the care level notice.
Home environment – One-time subsidies from the nursing care insurance fund (up to 4,180 euros per measure) for accessible modifications such as grab rails, stair lifts, or bathroom remodeling.

Care level 2 in Germany